Federal Pell Grants
Federal Pell Grants are awarded to undergraduate students who have not yet earned a bachelor's or a professional degree. The eligibility for a Pell Grant depends on the student’s financial need. Learn more about Pell Grants.
Federal Grants & Work Study
NYS residents may also qualify for college financial aid from the federal government.
All federal grants are awarded based on the information you provided in your FAFSA (Free Applications for Federal Student Aid). Filling out and submitting an accurate FAFSA is the first step in getting federal financial aid and is required to be eligible to apply for many New York State programs.
Available Federal Grants
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The Federal Supplemental Educational Opportunity Grant (FSEOG)
FSEOGs of up to $4,000 a year are awarded by a college's financial aid office to undergraduate students with exceptional financial need. Priority is given to students who receive Federal Pell Grants. Learn more about FSEOG.
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TEACH Grant
The TEACH Grant program provides grants of up to $4,000 a year to students studying to become teachers. To receive a TEACH Grant, you must agree to teach highly needed subjects in a low-income elementary school, secondary school, or educational service agency for at least four years after graduating college. Learn more about TEACH Grants.
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Iraq and Afghanistan Service Grant
Iraq and Afghanistan Service Grant is provided to students whose parent or guardian was a member of the U.S. Armed Forces and died as a result of service performed in Iraq or Afghanistan after September 11, 2001. The grant is not limited by your family income like a Pell Grant. Learn more about Service Grants.
More Federal Financial Aid Programs
The Federal Work-Study Program (FWS) provides part-time employment options for undergraduate and graduate students with financial need, allowing them to earn money to help pay their education expenses.
What you need to know about work-study:
- You must fill out the FAFSA to determine if you are eligible for federal work-study job opportunities on campus.
- Federal Work Study allowances in your financial aid statement represent the maximum amount you may earn per year.
- FWS is earned for hours worked, it is paid directly to the student and is not shown as a credit on the college bill.
- Students must be proactive about securing a work-study position. Contact student accounts to learn more about how to find a work-study job.
- Pay is based on the federal minimum wage but may vary depending on the skill level required for the job.
What is loan forgiveness?
Under certain conditions, you may have all or part of your education loans forgiven or canceled in exchange for performing a qualifying service for a defined period of time.
The details are important.
Although you do not have to repay the part of your loan that is forgiven or canceled, you may owe taxes on the forgiven/canceled amount in cases where the forgiven/canceled amount is considered income.