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Loans to Help Finance Your Higher Education

HESC.ny.gov has information to help you choose the types of student loans that are best for you.

Federal loans include Federal Direct Loans (both subsidized and unsubsidized), Direct PLUS and Graduate PLUS Loans, and Perkins Loans.

Private student loans are a source of money to fill the college financing gap after you've exhausted all other kinds of aid. Read the important information about private loans in this section before you borrow.