NY.gov Portal State Agency Listing
NYS Higher Education Services Corporation - We Help People Pay for College High School Counselors Financial Aid Professionals

HESC Disclaimer Regarding the
Use of 'GoogleTM Translate'

Free Language Assistance

Financial Aid Calculators

TAP Estimate

Government or government sponsored
  • TAP Award Estimator (HESC) - Estimate the amount you may receive from the New York State Tuition Assistance Program.
  • Quick TAP Estimator (HESC) - Get a general idea of the amount you may receive from the New York State Tuition Assistance Program, based on fewer questions.


    Government or government sponsored
  • HESC College Tuition Cost Projector - Project the total cost of tuition at the college of your choice.
  • Budget Calculator (Mapping Your Future) – Project income versus expenses; gain an understanding of discretionary versus mandatory expenses.
    Non-government Exit Disclaimer
  • Parent Debt Calculator (College Board) – As a parent, can you afford to take on additional debt?
  • Parent Loan Repayment Calculator (College Board) – What will your loan payments be?

    College Savings, College Costs

    Government or government sponsored
  • College Cost Calculator (College Board) – Get an idea of how much college will cost you.
  • College Savings Calculator (College Board) – Are you on track to save enough for college?
  • Determine Your College Savings Needs (BankRate) – Determine how much you need to save for college.
  • 529 College Savings Plan Estimator (BankRate) - Compare what you think you could earn in a regular taxable account with what you'd earn with a 529 college savings plan.

    Expected Family Contribution and Financial Aid Projections

    Government or government sponsored
  • FAFSA4caster (ED) – Get an early start on the financial aid process and financial aid projections.
  • Expected Family Contribution (College Board) – Get an idea of the amount you and your family are expected to contribute toward your college costs.
  • How Much Financial Aid Can You Expect? (BankRate) – Give your family a sense of how much they will have to contribute toward your education.

    Loan Payments

    Government or government sponsored
  • HESC Federal Loan Repayment Estimator - Estimate the monthly payments on your student loans.
  • Debt and Salary Wizard (Mapping Your Future) – Determine how much salary is required to make the payments on current and future student loan debt.
  • Student Loan Calculator (Mapping Your Future) – Get an estimate of what your future monthly payments would be for your federal student loans, including Stafford and PLUS loans.
    Non-government Exit Disclaimer
  • Student Loan Calculator (College Board) – Calculate your loan payments and compare them to your expected starting salary.

    Consolidation Loan Repayment

    Government or government sponsored
  • Consolidation Loan Repayment Estimator (Mapping Your Future) – Estimate your monthly payments, principal, and interest for a consolidation loan.