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FFEL Loan Repayment Center

When you borrow money for college, you sign a promissory note legally obligating you to repay the loan. When the time comes for repayment, usually after your education is complete, meeting your obligation promptly helps you earn a good credit rating, which follows you throughout your life.

This section contains valuable information and tools to help you repay your loan — from your rights and responsibilities as a borrower and details on repaying federal loans to budget planners, payment calculators and a fast way to locate your loans.